How Much Does It Cost To Start an LLC in 2025
Daniel Zvi
Setting up a Limited Liability Company (LLC) is one of the smartest first moves you can make when setting up a business. An LLC protects your assets, makes your business look more professional, and gives you flexibility without the headaches of running a corporation.
If you're a small business owner, freelancer, side hustler, or first-time founder, you’ve probably asked: How much does it really cost to start an LLC online?
Here’s the short answer:
- State filing fees usually range from $40 to $500+
- Online LLC services range from free to $300+, depending on what you need
- Extras like EIN filing, registered agent service, and compliance tools may cost more
This guide will explain what’s included, what’s optional, and what to watch out for so you can choose the best setup for your business and budget.
Our top picks for June 2025
9.8
9.8
Start your LLC in 5-10 minutes
Understanding the Cost Structure of LLC Formation
Before diving in, it’s important to know that starting an LLC isn’t just one flat fee. You’ll need to budget for two main things:
1. State Filing Fees
Every state charges a fee to register your LLC officially. This fee varies widely depending on where you file. For example:
- In Kentucky, it can be as low as $40.
- In Massachusetts or California, the base fee can exceed $500, especially when annual franchise taxes or required reports are factored in.
No matter how you form your LLC—DIY or online service—you still have to pay your state’s fee. It’s non-negotiable.
2. Online LLC Service Provider Fees
If you use an online service (and most people do), you’ll usually pay a separate fee for help with:
- Filing your paperwork
- Acting as your registered agent
- Getting an EIN number
- Sending reminders to stay compliant
These packages typically range from $0 to $300+, depending on what’s included. Some providers offer free LLC filing if you only want basic help.
Breakdown of Online LLC Service Pricing Tiers
Most online platforms let you start an LLC by picking from several service tiers. Think of them like plans— the more convenience you want, the more you’ll pay.
Here’s how the tiers usually break down:
Basic Tier ($0 – $100)
Ideal for budget-conscious business owners, these plans usually include:
- Preparation and filing of Articles of Organization
- Access to a basic dashboard
- Customer support (usually limited)
- May not include registered agent service or EIN filing
Mid-Tier ($100 – $200)
A solid middle-ground option that adds value without too many frills. This tier usually includes:
- Everything in the Basic plan
- EIN filing (optional or included)
- Operating agreement templates
- Better support or processing speed
These packages are best for business owners who want some structure without overspending.
Premium Tier ($200 – $350+)
Geared toward convenience and full-service support, Premium plans typically include:
- Registered agent service (first year free)
- Compliance alerts (e.g., annual reports)
- Faster filing or “expedited” service options
- Document storage or personalized guidance
This tier is for those who prefer to delegate administrative tasks and ensure long-term compliance from day one.
How Much Does It Cost to Form an LLC by State?
Even though online LLC services often have predictable pricing, your total cost depends heavily on your state. That’s because each state sets its filing fee, which can vary significantly.
Here are a few examples:
State Filing Fee Ranges
| State | Filing Fee | Notes |
| Kentucky | $40 | One of the lowest in the U.S. |
| Michigan | $50 | Affordable and quick online processing |
| Texas | $300 | Higher upfront cost, but no annual franchise tax for most small LLCs |
| California | $70 | Filing fee is low, but includes an $800 minimum annual franchise tax |
| Massachusetts | $500 | Among the highest, which includes both filing and annual report fees upfront |
| Florida | $125 | Moderate cost, fast processing |
| New York | $200 | Also requires a costly publication requirement for new LLCs |
It’s important to note that states update their fees regularly. Additionally, some states charge additional fees for name reservations, certified copies, or business licenses. Always make sure to check your state’s official site.
Our top picks for June 2025
What’s Typically Included in LLC Service Packages
Using an online LLC service means you're not just paying someone to file a form. You're paying for convenience, legal accuracy, and tools that help keep your business in good standing.
Here’s what’s commonly included at each service tier, and why it matters.
Articles of Organization Filing
Every LLC must file Articles of Organization (or a similar form) with its state. Online services handle this for you, ensuring it’s completed accurately and quickly. This is the core of any package, even the most basic.
Registered Agent Service
Most states require LLCs to appoint a registered agent — a person or company that receives legal documents on your behalf.
- Many services include the first year for free.
- After that, it typically auto-renews at $100–$150/year.
- This feature is essential if you don’t have a physical address in the state where your LLC is registered.
Operating Agreement Template
An operating agreement isn’t legally required in every state, but it’s highly recommended.
- It outlines how your LLC is managed, how profits are divided, and what happens if a member leaves.
- Online services often include customizable templates — a useful tool for multi-member LLCs.
EIN (Employer Identification Number) Filing
An EIN is like a Social Security number for your business. You’ll need it to:
- Open a business bank account
- Hire employees
- File taxes
While you can apply directly through the IRS for free, many services offer to file for you for a fee (or include it in mid- to premium-tier plans).
Compliance Alerts & Annual Report Reminders
Some packages include tools that help you keep your LLC in good standing by:
- Sending reminders for annual reports
- Notifying you of compliance deadlines
- Providing access to support if issues arise
These tools can prevent costly penalties for late filings or missed reports.
Are Online LLC Services Worth the Cost?
When starting a business, you have enough on your plate, from building your brand to landing your first customers. Worrying about legal paperwork shouldn’t be one of them. That’s why so many entrepreneurs are choosing online LLC services.
They save you time, reduce mistakes, and ensure compliance without the headaches of figuring it all out yourself.
Why LLC Services Make Sense for Most Founders
- You Save Hours of Setup Time - LLC services guide you through the process in plain English—no navigating confusing government websites or second-guessing legal forms.
- You Avoid Costly Mistakes - A small error in your Articles of Organization or registered agent selection can delay your approval or lead to noncompliance. Online services help you get it right the first time.
- You Stay Compliant Automatically - Many services offer alerts for annual reports, renewal deadlines, and state filings. That’s peace of mind you don’t get when you go it alone.
- You Get Tools That DIY Doesn’t Offer - Operating agreement templates, EIN filing, and document storage are often built in, saving you time and potential attorney fees.
- You Look Legit from Day One - Presenting your LLC professionally, with all the paperwork in order, matters when opening a business bank account, applying for licenses, or landing your first client.
Our top picks for June 2025
Summary: What to Budget for When Forming an LLC
Forming an LLC is one of the smartest first steps to protect your business legally and financially. But like any important decision, it helps to go in with a clear picture of the costs.
Here’s a quick recap of what you should budget for:
| Cost Component | Typical Range |
| State Filing Fee | $40 – $500+ |
| Online LLC Service | $0 – $350+ |
| Registered Agent (Year 2+) | $100 – $150/year |
| EIN Filing (Optional) | $0 – $80 |
| Operating Agreement Template | $0 – $100 |
| Annual Report Filing | $0 – $100/year |
While you can form an LLC on your own, using an online LLC service streamlines the process, reduces risk, and frees you up to focus on growing your business, not decoding legal jargon.
For many entrepreneurs, peace of mind and time saved are well worth the cost.
If you're serious about launching your business correctly, investing in a reliable LLC formation service isn't just convenient—it’s smart.
Liked this article?
Daniel Zvi
Smart Recommendations
